Let me help you find your dream home!
Monique Diggs-Martinez
Real Estate Agent
803-292-6398
realestatemonique@gmail.com
01
To become a first-time homebuyer, you’ll need your finances to be in good shape. . Before lenders will take the risk of offering you your first mortgage, they’ll generally want to see evidence that you can repay the debt, and that you have a history of making debt payments on time.
Get Your Finances in Order
02
Start Saving for the Down Payment
The typical down payment for first-time home buyers has ranged between 6% to 7%.2 Lenders now offer loans with down payments anywhere between 3% to 20% or more, and there are even some zero down payment mortgages.
03
Once you feel ready to start house-hunting in earnest, you can talk to a lender or mortgage broker to get a letter indicating how much they’re prepared to lend you. This letter has two main purposes. It gives you an idea of how big a loan you can get, and it provides evidence to home sellers that you’re really in a position to buy their home – which means they’re more likely to consider your offer.
Get Pre-Approved (or Pre-Qualified)
04
Hire me as your agent and let's go house shopping!
As your agent, I will give yo 100% of my best service! I will help with getting you pre-approved, I will educate you on the market, If you are trying to sell your home, I will develop a full scale marketing plan, Lastly we work together to close the deal and get you in your dream home!l
Real Estate Monique D.
Let's Talk..Let's buy or sell your home!
business hours
Monday to Friday
4:00pm to 8:00pm
Saturday
9:00 am to 5pm
Sunday by appointment only.
Serving, Augusta, Grovetown, Evans, Hephzibah and surrounding areas!
(803)-292-6398
Email: Realestatemoniqued@gmail.com